Mortgage calculator

Mortgage Qualifier Calculator

How to use this calculator: Enter the home price, down payment, household income, property costs, other debt payments, and mortgage assumptions. The result estimates the stress-test payment, GDS and TDS ratios, and whether the tested mortgage is within the entered limits.

Public testing

Thinking about a home purchase?

Use the Home Purchase Affordability Guided Route to place price, down payment, borrowing, monthly pressure, and ownership costs in context before preparing an educational briefing.

The guided route is being reviewed publicly. It uses blank fields with example placeholders, so the briefing is based on the amounts entered during the route.

Explore the guided route