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RRSP vs TFSA comparison calculator

How to use this calculator: Use this calculator to compare simplified long-term RRSP and TFSA outcomes on an after-tax basis. Test the same nominal contribution and same out-of-pocket cost options to see how pre-tax equivalence, RRSP refund handling, current tax rates, retirement withdrawal tax rates, TFSA tax-free withdrawals, employer matching, and investment horizon assumptions affect the result. After calculating, you can use Print / Save as PDF or Export CSV to keep a copy of the estimate. If you find this calculator useful, you can also share it with others.