Glossary term

Purchasing power

Purchasing power describes what a dollar amount can buy after considering prices and inflation.

Plain meaning

What purchasing power means

Purchasing power focuses on what money can buy, not only the number of dollars. If prices rise, the same dollar amount can have less purchasing power.

Formula role

How OpenBook uses it

OpenBook calculators may show future-dollar amounts and today's-dollar amounts. Today's-dollar amounts are intended to help compare future values with current purchasing power.

Common confusion

More dollars can still buy less

A future amount may be higher in dollars but lower in purchasing power if inflation outpaces growth. That is why some calculators show both nominal and inflation-adjusted results.