Tax reference

Capital Gains Tax Assumptions

Capital gains inclusion-rate assumptions used by OpenBook Planning capital gains and taxable-investment calculators.

Tax year: 2026 Tax reference Annual source check

Current data snapshot

Capital gains inclusion assumption

Default inclusion rateSource data
Tax yearSource data

Plain-language context

What this reference means

A capital gain is not usually included in taxable income dollar-for-dollar. The inclusion rate determines how much of the capital gain becomes a taxable capital gain.

For losses, the same assumption can be used to describe the allowable capital loss before applying the separate rules for how capital losses may be used.

Reference table

Inclusion-rate data used by calculators

Tax yearItemValueSource status
Source dataSource dataSource dataSource data

Notes and assumptions

Capital gains values are maintained with the source values for this reference.

Sources

These links document the official sources used for this reference.

  • Source links are maintained with this reference.