Housing reference

Home Buyers' Plan Values

Home Buyers' Plan withdrawal limit, repayment period, first-time buyer test, and qualifying-home source values.

CRA source-linkedHousingAnnual source check

Current snapshot

HBP values

Withdrawal limitSource data
Repayment periodSource data
First-time lookbackSource data
Qualifying-home locationSource data

Plain-language context

What this reference means

The Home Buyers' Plan allows eligible RRSP withdrawals to buy or build a qualifying home, with repayment over time rather than immediate tax withholding when the conditions are met.

This page stores the values and definitions that future home-purchase calculators can reference.

Reference table

HBP values and conditions

ItemRule or baseValueContext
Source dataSource dataSource dataSource data

Notes and assumptions

Home Buyers' Plan values are maintained with the source values for this reference.

Official sources

  • Source links are maintained with this reference.