Housing reference
Home Buyers' Plan Values
Home Buyers' Plan withdrawal limit, repayment period, first-time buyer test, and qualifying-home source anchors.
CRA source-linkedHousingAnnual review
Current snapshot
HBP values
Withdrawal limitLoading
Repayment periodLoading
First-time lookbackLoading
Qualifying-home locationLoading
Plain-language context
What this reference means
The Home Buyers' Plan allows eligible RRSP withdrawals to buy or build a qualifying home, with repayment over time rather than immediate tax withholding when the conditions are met.
This page stores the values and definitions that future home-purchase calculators can reference.
Reference table
HBP values and conditions
| Item | Rule or base | Value | Context |
|---|---|---|---|
| Loading | Loading | Loading | Loading |
Notes and assumptions
Home Buyers' Plan values are loaded from the shared OpenBook Planning registered-plans data file.
Official sources
- Source links load from the centralized reference data file.