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Reference category

Registered Plans

A planning map for RRSP, TFSA, FHSA, RESP, RDSP, RRIF, and related registered-account values used by calculators and articles.

Reference list

Reference items

RRSP contribution limitsAnnual dollar limit, earned-income percentage, historical limits, and contribution-room context. RRSP deduction limitDeduction-room context for RRSP, PRPP, SPP, and eligible spousal-plan contributions. Pension adjustmentEmployer-plan reporting amount that generally reduces RRSP deduction room for the following year. TFSA contribution limitsAnnual limits, cumulative limit context, and recontribution notes. FHSA limitsAnnual limit, lifetime limit, carryforward limit, and participation-period context. RRIF minimum factorsAge-based minimum withdrawal factors, spouse-age election context, and annual withdrawal method notes. RESP and CESG valuesBasic CESG, additional CESG, Canada Learning Bond, and provincial benefit anchors. RDSP grant and bond valuesAnnual and lifetime grant/bond limits, income thresholds, carry-forward rules, and beneficiary-age limits. Home Buyers' Plan valuesRRSP withdrawal limit, repayment period, qualifying-home definition, and participation conditions. Lifelong Learning Plan valuesWithdrawal limits, repayment windows, required annual repayments, and eligibility source notes.