Education savings reference
RESP and CESG Values
Canada Education Savings Grant, Canada Learning Bond, and related education-savings values used as source anchors for future OpenBook Planning tools.
Canada.ca source-linkedEducation savingsAnnual review
Current snapshot
RESP benefit amounts
Basic CESG maxLoading
Lifetime CESG maxLoading
CLB lifetime maxLoading
Catch-up CESG maxLoading
Plain-language context
What this reference means
RESP contributions may attract the Canada Education Savings Grant. Eligible beneficiaries from lower- or middle-income families may receive an additional CESG amount.
The Canada Learning Bond is different: no RESP contribution is needed, but eligibility depends on income and other program requirements.
Reference table
RESP benefit values and rules
| Item | Rule or base | Amount | Context |
|---|---|---|---|
| Loading | Loading | Loading | Loading |
Notes and assumptions
RESP and education-savings values are loaded from the shared OpenBook Planning registered-plans data file.
Official sources
- Source links load from the centralized reference data file.