Reference category

Housing and Education Programs

A planning map for FHSA, Home Buyers' Plan, mortgage stress-test anchors, RESP/CESG, and education-funding program values.

Reference list

Reference items

FHSA limitsAnnual, lifetime, and carryforward limits for First Home Savings Accounts.Reviewed Bank of Canada sourcesPolicy-rate and Monetary Policy Report anchors for borrowing-cost context.Reviewed RESP and CESG valuesCanada Education Savings Grant, Canada Learning Bond, and provincial benefit anchors.Reviewed Home Buyers' Plan valuesRRSP withdrawal limit, repayment period, and qualifying-home anchors.Reviewed

Mortgage stress-test benchmarkQualifying-rate source, minimum qualifying-rate floor, and disclosure for lender-specific differences.Planned

Student aid and education savings anchorsCanada Learning Bond, provincial education grants, and student-aid source links where useful.Planned