Retirement rules reference
Key Retirement Ages
Source-backed age anchors for CPP, QPP, OAS, RRSP maturity, RRIF factors, and pension income splitting context.
Government source-linkedAnnual reviewRetirement rules
Current snapshot
Common age anchors
Earliest CPP/QPP startLoading
Common public pension ageLoading
RRSP maturity yearLoading
OAS increase ageLoading
Plain-language context
What this reference means
Retirement calculators often need a small set of age anchors before they can model public pensions, registered plan withdrawals, and tax rules.
This page collects the common anchors in one place. The detailed reference pages remain the better place for benefit amounts, tax treatment, and eligibility conditions.
Reference table
Retirement age anchors
| Area | Age anchor | Age | Context |
|---|---|---|---|
| Loading | Loading | Loading | Loading |
Notes and assumptions
Key retirement ages are loaded from the shared OpenBook Planning retirement-rules data file.
Official sources
- Source links load from the centralized reference data file.