参考中心
TFSA 供款限额
快速查看 TFSA 年度金额限额、累计额度背景和主要重新供款规则。
当前年份: 2026
最后核对: 2026-05-19
当前年份摘要
TFSA 限额摘要
Current year2026
Annual limit$7,000
Cumulative limit$109,000
历史表
TFSA 各年度限额
| 年份 | 年度限额 | 累计限额 | 来源状态 |
|---|---|---|---|
| 2026 | $7,000 | $109,000 | 2026-05-19 |
| 2025 | $7,000 | $102,000 | 2026-05-19 |
| 2024 | $7,000 | $95,000 | 2026-05-19 |
关键规则
- The annual TFSA dollar limit is added to available contribution room at the beginning of the calendar year.
- Unused TFSA contribution room carries forward.
- Withdrawals generally restore contribution room in the following calendar year.
Canadian residents who are at least 18 years old and have a valid SIN can generally accumulate TFSA contribution room.
Withdrawals generally create new TFSA contribution room on January 1 of the following year, not immediately in the year of withdrawal.
说明和假设
Personal TFSA room depends on age, residency, unused room, withdrawals, and contributions already made.
官方来源
- 2026 TFSA dollar limit and historical annual limits reviewed from CRA / Canada.ca registered-plan limits tables.
- Cumulative limits assume eligibility for every year since TFSA introduction and no personal contribution or withdrawal adjustments.